If you have a passion for riding your motorcycle, you're well aware of the dangers that may come with it. After all, you do have a higher chance of injury if you're in an accident on this type of vehicle, as drivers of cars often don't see motorcyclists on the road.
In fact, two-thirds of accidents that involve motorcycles are caused by another driver disrupting the motorcyclist's right of way. But rest assured that no matter who was at fault, you do have rights if you are ever in an accident while riding your motorcycle. Here's what to expect if you get into an accident in Tennessee.
If you were injured in the accident, your first step is to get medical help. Once you take care of that, contact your insurance provider. Your policy should cover at least the first medical expenses you have, whether or not you were at fault. If the other driver was at fault, your insurance provider will likely go after his or her insurance provider for reimbursement. But regardless, your bills should be covered up to your policy limits at least.
If it turns out you need a lot of medical attention that neither insurance company has taken care of, you may feel compelled to bring a lawsuit against the responsible party. Depending on the details of your case, you can sue either the driver or the insurance provider that has not paid. Either way, you shouldn't have to pay the bills yourself.
If the other driver was at fault for the accident, their insurance company should pay for a rental vehicle for you while you get your motorcycle repaired or replaced. Additionally, the other driver's insurance should pay for the repairs or replacement of your vehicle. If you were at fault, your insurance provider will pay for that expense once you pay your deductible.
You're also entitled to compensation if the accident has caused you to miss out on income from work. Additionally, as an accident victim in Tennessee, you may be able to sue for pain and suffering .
If you're still unsure of your rights as a motorcyclist in Tennessee, contact a local lawyer who has experience with personal injury law.
At Dunn Law Firm , we work hard to help you understand your rights and work toward getting you the compensation you deserve after an accident. Call (615) 455-2476 today for a free consultation.